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Six Simple Steps for Healthier Living

Many people wish they lived a healthier lifestyle. Whether it’s losing weight, eating more nutritious food, being more active or reducing stress there’s one common obstacle that seems to derail our best intentions: life’s hectic pace. Fortunately, there are some … Continue reading

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POSTED FEBRUARY 14, 2017 4:20 PM
Best Apps to Improve Your Lifestyle in 2017

Smartphones have brought the internet to the pockets of close to 70 percent of Americans, according to a study conducted by the Pew Research Center, and the majority of these smartphone owners download and use apps. These mobile apps take … Continue reading

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POSTED FEBRUARY 07, 2017 5:00 AM
​Top 10 Most Affordable 2017 Vehicles to Insure

Top 10 Most Affordable 2017 Vehicles to Insure IIHS Top Safety Pick-rated Honda Fit takes top honors; Small fuel-efficient vehicles fill Mercury Insurance’s most recent Top-10 list Consumers who are in the market for a new vehicle in 2017 should … Continue reading

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POSTED JANUARY 31, 2017 2:00 PM
Mercury Insurance Employees Team Up with Habitat for Humanity to Build Homes for Veteran Community

Mercury Insurance partnered with Habitat for Humanity to help build homes for veterans in Santa Clarita. Twenty-one employees volunteered their time on Saturday, January 14 to take down old fencing and erect new fencing in a neighborhood that, when complete, … Continue reading

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POSTED JANUARY 25, 2017 5:00 AM
Tips on Creating a Home Inventory

Q&A with Professional Organizer, Christel Ferguson  It’s a new year, and what better time than after the holiday season to update your home inventory with all of your new gifts? What…you don’t have a home inventory? No problem. Mercury Insurance … Continue reading

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POSTED JANUARY 24, 2017 5:00 AM
New Driving Laws Taking Effect in 2017

Each year, states update existing driving laws and establish new ones in an effort to keep up with technological advancements and make the roads we travel as safe as possible. Driving laws can vary widely from state-to-state and keeping current … Continue reading

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POSTED JANUARY 17, 2017 5:00 AM
Five Tips for Saving Money in 2017

Spending less, saving more, reducing debt, and repairing credit are common New Year’s Resolutions, but many people don’t know where to begin. Mercury Insurance interviewed financial expert Abby Ulm, Manager of Nonprofit Services for SCE Federal Credit Union and its … Continue reading

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POSTED JANUARY 10, 2017 5:00 AM
The Inside Scoop on Sammy Hagar’s Annual Cabo Birthday Bash

When Mercury Insurance first contacted Jake Britt, the winner of our first Sammy Hagar Birthday Bash Sweepstakes, we discovered he is a diehard Redhead. He and his wife Lisa recently traveled to Cabo to attend two nights of the highly-coveted … Continue reading

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POSTED JANUARY 03, 2017 3:33 PM
Mercury VIP Winners Join USC Trojans on the Field on Game Day

Trojans football tickets are extraordinarily difficult to come by, especially when the team’s on a run towards a top ten finish to the season. Mercury Insurance teamed up with USC Athletics for the 2016-2017 football season to give five lucky … Continue reading

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POSTED DECEMBER 27, 2016 2:42 PM
Top Five Arizona Winter Road Trips

Winter breaks often leave parents looking for activities to entertain their kids while they’re on holiday. Going to see relatives is a nice way to spend the holidays, but why not take the family on an adventure? Arizona is a … Continue reading

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POSTED DECEMBER 22, 2016 10:55 PM

From the Tower | By Tower Hill Insurance

Introduction to the Commercial Lines Agency Portal
Rebecca Neville, Commercial Lines Marketing Specialist walks you through how to navigate the commercial lines agency portal.

POSTED FEBRUARY 09, 2017 3:57 PM
The Commercial Underwriting Menu
Crafting commercial policies for your clients can feel a lot like ordering a la carte at a restaurant....

POSTED NOVEMBER 03, 2016 1:00 PM
How to Quote in RPM


POSTED SEPTEMBER 20, 2016 2:42 PM
Introducing the Tower Hill Private Flood Program
Tower Hill’s new private flood program offers Florida homeowners significant advantages over standard NFIP policies.

POSTED AUGUST 19, 2016 7:00 PM
Part 1: Commercial Lines Online Quote & Bind
Benjamin Rosenek demonstrates a Quick Quote and Bind in the Commercial Agency Portal.

POSTED AUGUST 10, 2016 7:00 PM
Part 2: Commercial Lines Detailed Quote & Bind Steps
Benjamin Rosenek reviews in detail the Commercial Online Quote & Bind Process.

POSTED AUGUST 10, 2016 6:30 PM
Part 3: Commercial Lines Quote & Bind Specific Scenarios and Additional Features
Benjamin Rosenek reviews specific BOP and Monoline Property policy scenarios, and additional features in the Commercial Online Quote & Bind Portal.

POSTED AUGUST 10, 2016 6:00 PM
Expansions, Enhancements, and Ease — Oh My!
Competitive pricing in Tower Hill Prime Commercial Lines....

POSTED AUGUST 09, 2016 1:27 PM
Endorsements in the Commercial Portal
Rebecca Neville explains how to process non-premium bearing endorsements through the commercial portal.

POSTED JUNE 29, 2016 2:48 PM
The Importance of Consequential Losses for Boaters
Your clients probably think the consequences of a loss involving their boat is at best a headache, and at worst a hit to the wallet plus hours lost on the water.  What exactly are consequential losses?  How do they relate to boat insurance, and why is it important to boaters?  Here’s a simple example that […]

POSTED JUNE 23, 2016 5:41 PM

News – Insurance Journal

17 Million U.S. Homes Worth $4.9 Trillion Are in Environmental Hazard Zones
Millions of homes and condominiums across the country are in high danger zones for environmental hazards. According to the Environmental Hazards Housing Risk Index, produced by ATTOM Data Solutions, 17.3 million single family homes and condos with a combined estimated …

POSTED FEBRUARY 20, 2017 10:00 AM
California DIR Suspends 7 Workers’ Comp Medical Providers for Fraud
California’s Department of Industrial Relations and its Division of Workers’ Compensation has suspended seven medical providers from participating in the state’s workers’ comp system. The providers were convicted of workers’ comp fraud or have been suspended from the Medicare or …

POSTED FEBRUARY 17, 2017 7:50 PM
California Lawmaker Proposes Bill to Allow Later Last Call Times
Closing times at bars in California could go later if proposed legislation there gets passed. The bill proposed by state Sen. Scott Wiener, a Democrat who represents San Francisco, would let municipalities set their own last call times. The Los …

POSTED FEBRUARY 17, 2017 7:47 PM
Texas Mutual Insurance, VFIS of Texas, Distribute $228K in Grants to First Responders
Workers’ compensation insurance provider, Texas Mutual Insurance Co., and VFIS of Texas have distributed $228,000 in grant money to 90 volunteer fire departments and nonprofit emergency medical service (EMS) organizations across the state of Texas. VFIS of Texas is the …

POSTED FEBRUARY 17, 2017 5:39 PM
Phillips Appointed Chair of Texas House Insurance Committee
Texas Speaker of the House Joe Straus has appointed Rep. Larry Phillips, District 62, as chair of the Texas House of Representatives Insurance Committee for the 85th session of the Texas Legislature. This position was previously held by Rep. John …

POSTED FEBRUARY 17, 2017 5:33 PM
USI Insurance Services Adds 3 in Independence, Ohio, Office
USI Insurance Services (USI) has added Tammi Barker, Bridget Day and Dave Petno in the USI Independence, Ohio, office. Barker, who joins the firm as account manager, has more than 17 years of insurance experience, including 11 years focused on …

POSTED FEBRUARY 17, 2017 5:25 PM
New York State Finalizes First-in-Nation Cyber Security Regulation
New York state announced a final cyber security regulation on Thursday with mandatory standards for banks and insurers to combat the ever-increasing risk of cyber attacks. The regulation, which takes effect March 1, follows a series of high-profile data breaches …

POSTED FEBRUARY 17, 2017 5:24 PM
Louisiana Woman Pleads Guilty to $116K Insurance Fraud
A Monroe, La., woman has pleaded guilty to mail fraud, admitting that she filed a $116,000 insurance claim for $1,000 in assets. U.S. Attorney Stephanie Finley says 54-year-old Lasandra Edwards filed for bankruptcy in October 2013, saying her furniture and …

POSTED FEBRUARY 17, 2017 5:23 PM
Wisconsin Farmer Sentenced for Federal Crop Insurance Fraud
John W. Vaudreuil, United States Attorney for the Western District of Wisconsin, announced that Mark E. Johnson, 50, a farmer in Dresser, Wis., was sentenced on Feb. 13, 2017, in a federal crop insurance fraud case. During a plea hearing …

POSTED FEBRUARY 17, 2017 5:23 PM
XS Brokers Insurance Agency Inc. Opens Second Massachusetts Office
XS Brokers Insurance Agency Inc., a Northeast wholesale and managing general agent (MGA) brokerage headquartered in Quincy, Mass., has announced the opening of a new office in Worcester, Mass. The firm now has four East Coast offices, including locations in …

POSTED FEBRUARY 17, 2017 4:27 PM
Pennsylvania’s HB Retirement Hires Ryan
HB Retirement, an independent financial services firm specializing in the design and function of retirement programs from  corporations, small businesses and non-profit organizations throughout the Pittsburgh, Penn., region, has hired Jack Ryan as a client service associate. In this role, Ryan will use his …

POSTED FEBRUARY 17, 2017 4:20 PM
CNA Appoints Ex-Endurance, AIG Executive Worman as Chief Underwriting Officer
CNA has named Douglas Worman to fill the newly created position of executive vice president and chief underwriting officer. He reports to Dino E. Robusto, CNA chairman and chief executive officer. In this role, Worman will work jointly with the …

POSTED FEBRUARY 17, 2017 4:13 PM
How Tattoo Artists Are Like Dentists
Getting a tattoo may hurt, but giving one is no picnic, either. That’s the finding of what its authors say is the first study ever to directly measure the physical stresses that lead to aches and pains in tattoo artists—workers …

POSTED FEBRUARY 17, 2017 2:37 PM
Driver Deaths Rose 6% in 2016, Topping 40,000
U.S. motor vehicle accident deaths last year topped 40,000 for the first time since 2007 as cheap gasoline and a healthy economy encouraged motorists to drive more, according to new estimates released by the National Safety Council. Roadside fatalities last …

POSTED FEBRUARY 17, 2017 1:47 PM
Global Insurance Rate Decreases in Q4 Slowed for 4th Consecutive Quarter: Marsh
Global insurance rate decreases moderated on average for the fourth consecutive quarter, down 3.1 percent (compared to the previous quarter’s decrease of 3.2 percent), according to Marsh’s Global Insurance Market Index – Q4 2016. * “The last quarter of 2016 marked …

POSTED FEBRUARY 17, 2017 1:34 PM
The Concord Group Insurance Companies in New Hampshire Hires McCabe
The Concord Group Insurance Companies, a Concord, N.H.-based insurance carrier, has announced that Daniel L. McCabe has joined the senior leadership team as a vice president. “Dan will play an important role on our management team as we transition through …

POSTED FEBRUARY 17, 2017 1:00 PM
Beazley Taps Markel’s Tewfik as Underwriter for UK Tech & Data Breach Team
Beazley, a specialist in cyber and data breach response insurance, has appointed Michael Tewfik as a technology, media and business services underwriter focused on addressing the data breach and cyber security risks of organizations in the United Kingdom. He will …

POSTED FEBRUARY 17, 2017 12:22 PM
Ratings Agencies Uphold Their Ratings on AIG
Despite American International Group’s poor 2016 fourth quarter earnings performance, Fitch Ratings and Standard & Poor’s both have affirmed the insurer’s ratings, with a few qualifiers slipped in. The struggling insurance giant lost $3.0 billion, or $2.96 per share, compared …

POSTED FEBRUARY 17, 2017 11:45 AM
Verisk Buys Healix Risk Rating, UK-Based Medical Risk Assessment Firm
Verisk Analytics has snatched up Healix Risk Rating, a company focused on automated medical risk assessment for the travel insurance ratings.Financial terms were not disclosed, although the deal is designed to expand Verisk’s risk assessment offerings for the global insurance …

POSTED FEBRUARY 17, 2017 11:44 AM
Zurich Insurance in APAC Creates New Commercial Insurance Structure
Zurich Insurance has created a new structure for its Commercial Insurance business in Asia Pacific (APAC), following the combination of its Global Corporate and Commercial units into a single division. “This simplified structure provides a single point of entry for …

POSTED FEBRUARY 17, 2017 11:19 AM
Carnegie-Brown to Become Chairman of Lloyd’s, Succeeding Nelson: Sources
Bruce Carnegie-Brown, former CEO of Marsh Europe and non-executive chairman of Aon UK, will shortly be named the new chairman of Lloyd’s, succeeding John Nelson who had announced in 2015 that he would retire this year at the age of …

POSTED FEBRUARY 17, 2017 10:41 AM
Woodruff-Sawyer in California Names Cartwright Practice Leader
San Francisco, Calif.-based Woodruff-Sawyer & Co. has named Darren Cartwright claims auditing and consulting practice leader. Cartwright will be responsible for the direction of the claims group, which provides claims management and advice across the areas of property/casualty, management liability …

POSTED FEBRUARY 17, 2017 10:00 AM
Allianz Posts Higher than Expected Q4 Profit; Plans $3.2B Share Buyback
Allianz, Europe’s largest insurer, proposed spending 3 billion euros ($3.2 billion) on buying back its own shares on Thursday after the Munich-based firm posted higher than expected profits and said it was adjusting its policy on budgeting for possible takeovers. …

POSTED FEBRUARY 17, 2017 8:35 AM
Argo Pro, BlueChip Underwriting Services Launch Transactional Risk Program
Argo Pro, a member of Argo Group International Holdings, Ltd., has partnered with BlueChip Underwriting Services LLC to provide transactional risk insurance to facilitate mergers and acquisitions. BlueChip will sell and underwrite this suite of products, including Representation & Warranties, …

POSTED FEBRUARY 17, 2017 6:18 AM
Lockton Promotes Ruback to Sr. VP in Chicago
Insurance broker Lockton has named Amanda Ruback to the newly created position of senior vice president and major client strategist in the firm’s Chicago operation. In her new role, Ruback assists in strategy development and solutions for the needs and challenges of Fortune 1000 …

POSTED FEBRUARY 17, 2017 6:11 AM
New West Virginia Town Files Suit Against Drug Wholesalers Over Opioid Abuse
A southern West Virginia town has joined other communities in seeking to recoup the costs of dealing with opioid abuse. The Charleston Gazette-Mail reports the McDowell County town of Welch filed a lawsuit Monday against several out-of-state drug distributors. The …

POSTED FEBRUARY 17, 2017 6:07 AM
Patient Complaints Can Identify Surgeons Who Are Higher Claims Risks
Recording and analyzing patient and family reports about rude and disrespectful behavior can identify surgeons with higher rates of surgical site infections and other avoidable adverse outcomes, according to a study led by Vanderbilt University Medical Center (VUMC) investigators in …

POSTED FEBRUARY 17, 2017 6:00 AM
NEBCO Insurance Services Expands into Florida, Opens First Office in Naples
NEBCO Insurance Services has opened an office in Naples, Fla. The Greenwich, Conn.-based independent insurance agency provides asset and lifestyle protection for high-net-worth individuals nationwide. The recently opened office in Naples is the firm’s first expansion outside the Greenwich area. …

POSTED FEBRUARY 17, 2017 5:59 AM
Florida-Based Main Street America Appoints Bastian as National Account Executive
The Main Street America Group, a super-regional property/casualty insurance company, has announced the appointment of Anne Bastian to national account executive, a newly established role within the company’s field operations division. In this capacity, Bastian, who has served as a …

POSTED FEBRUARY 17, 2017 5:22 AM
Former Alabama Scrap Metal Executive Accused of Embezzling $11.2M
A former executive for a Birmingham-area scrap metal brokerage company has been accused of embezzling $11.2 million from the company and using the funds to live a lavish lifestyle. Acting U.S. Attorney Robert O. Posey said in a news release …

POSTED FEBRUARY 17, 2017 5:11 AM

Claims

7 things insurance agents need to know about P2P insurance
Insurance agents and brokers face competition from a variety of sources, including P2P start-ups. Here are seven things you need to know about them.

POSTED FEBRUARY 20, 2017 12:01 AM
Tropical Storm Dineo pounds Mozambique, nears South Africa
It’s the first cyclone to make landfall in the southeast African nation in almost a decade, with winds gusting up to 110 miles per hour.

POSTED FEBRUARY 17, 2017 12:16 PM
9 factors impacting claims in 2017
Digital technology will be a major change agent for insurers.

POSTED FEBRUARY 17, 2017 12:01 AM
Fallout: The price of disaster [Infographic]
Estimated total economic losses from natural catastrophes and man-made disasters was $158 billion in 2016.

POSTED FEBRUARY 16, 2017 9:00 AM
Auto insurance rose over 7 percent in January's consumer price index
Over the last 12 months, the all items index rose 2.5 percent before seasonal adjustment. The January increase was the largest seasonally adjusted all items increase since February 2013.

POSTED FEBRUARY 16, 2017 6:30 AM
5 trust builders for smarter insurance claim settlements
When it comes to establishing trust, first impressions count.

POSTED FEBRUARY 16, 2017 6:00 AM
The 10 most costly U.S. riots
When protests, riots or civil disorders break out, business, home and vehicle owners can suffer and property damage can result in large losses for insurers.

POSTED FEBRUARY 16, 2017 12:01 AM
Deaths on U.S. roads reach highest since 2007 amid more driving
U.S. motor vehicle deaths last year topped 40,000 for the first time since 2007 as cheap gasoline and a healthy economy encouraged motorists to drive more.

POSTED FEBRUARY 15, 2017 1:11 PM
Independent adjusters handle billions in claims annually
Survey measures size and scope of independent adjusting industry.

POSTED FEBRUARY 15, 2017 1:00 PM
Why America’s tallest dam is suddenly in danger
More than 125 construction teams have set about 1,200 tons of rocks and boulders in place to shore up the emergency spillway, and drone video is being used in addition to on-the-ground monitoring.

POSTED FEBRUARY 15, 2017 12:20 PM
Data breaches in 2017: No relief in sight
What's the likelihood of a serious data breach in 2017? Are hackers getting more creative?

POSTED FEBRUARY 15, 2017 6:15 AM
Adjuster ethics require accurate information
Bad intelligence gets people killed or insurers sued.

POSTED FEBRUARY 15, 2017 5:30 AM
9 consumer-friendly auto insurance innovations
Technology advances are increasingly changing the world of auto insurance. Here are some of the latest consumer-friendly developments.

POSTED FEBRUARY 15, 2017 12:01 AM
Damaged dam threatens Northern California towns
Nearly 200,000 people were evacuated Sunday over fears that a damaged spillway at Lake Oroville could fail and unleash a wall of water.

POSTED FEBRUARY 14, 2017 12:40 PM
50 ways to leave no cover
An insurance carrier might reject your claim for coverage for any of these 50 reasons.

POSTED FEBRUARY 14, 2017 7:30 AM
Toyota to urge moratorium on state self-driving car regulations
Auto executives developing autonomous cars are urging lawmakers to take steps to thwart a flood of inconsistent autonomous vehicle rules.

POSTED FEBRUARY 13, 2017 3:03 PM
Houston attorney wins rare malice finding against insurer in $1.8M verdict
Learn how a Texas homeowner's claim for hailstorm damage turned into a jury finding of fraud and malice.

POSTED FEBRUARY 13, 2017 11:17 AM
Keep on keepin’ on: Inland marine market update
If there is one thing that first needs to be understood about the Inland Marine marketplace, it is this: Capacity is not an issue.

POSTED FEBRUARY 13, 2017 9:00 AM
Not all data breaches are created equal
Just because a company's database has been breached doesn't mean everyone has suffered compensable damages

POSTED FEBRUARY 13, 2017 8:00 AM

Risk Management

Tropical Storm Dineo pounds Mozambique, nears South Africa
It’s the first cyclone to make landfall in the southeast African nation in almost a decade, with winds gusting up to 110 miles per hour.

POSTED FEBRUARY 17, 2017 12:16 PM
4 ways to safeguard your clients’ Valentine’s Day jewelry purchases
Insurance agents and brokers can help clients protect their new Valentine's jewelry with these four tips.

POSTED FEBRUARY 17, 2017 9:37 AM
9 factors impacting claims in 2017
Digital technology will be a major change agent for insurers.

POSTED FEBRUARY 17, 2017 12:01 AM
Fallout: The price of disaster [Infographic]
Estimated total economic losses from natural catastrophes and man-made disasters was $158 billion in 2016.

POSTED FEBRUARY 16, 2017 9:00 AM
The 10 most costly U.S. riots
When protests, riots or civil disorders break out, business, home and vehicle owners can suffer and property damage can result in large losses for insurers.

POSTED FEBRUARY 16, 2017 12:01 AM
Independent adjusters handle billions in claims annually
Survey measures size and scope of independent adjusting industry.

POSTED FEBRUARY 15, 2017 1:00 PM
What’s the effect of government activity on insurance coverage?
When a civil authority orders an evacuation when is coverage triggered? If the zoning use changes for your commercial property do you have to replace it with the same kind of building? See the answers from our coverage experts.

POSTED FEBRUARY 15, 2017 12:30 PM
Why America’s tallest dam is suddenly in danger
More than 125 construction teams have set about 1,200 tons of rocks and boulders in place to shore up the emergency spillway, and drone video is being used in addition to on-the-ground monitoring.

POSTED FEBRUARY 15, 2017 12:20 PM
Data breaches in 2017: No relief in sight
What's the likelihood of a serious data breach in 2017? Are hackers getting more creative?

POSTED FEBRUARY 15, 2017 6:15 AM
Corporate governance in 2017
During 2017, a significant number of states across the U.S. will see the introduction and enactment of laws requiring insurers to make an annual filing describing their corporate governance structure.

POSTED FEBRUARY 15, 2017 5:00 AM
Damaged dam threatens Northern California towns
Nearly 200,000 people were evacuated Sunday over fears that a damaged spillway at Lake Oroville could fail and unleash a wall of water.

POSTED FEBRUARY 14, 2017 12:40 PM
Charging up: The renewable energy market
As the implementation of renewable energies continues to rise, so too do the opportunities for insurers.

POSTED FEBRUARY 14, 2017 12:01 AM
Toyota to urge moratorium on state self-driving car regulations
Auto executives developing autonomous cars are urging lawmakers to take steps to thwart a flood of inconsistent autonomous vehicle rules.

POSTED FEBRUARY 13, 2017 3:03 PM
Houston attorney wins rare malice finding against insurer in $1.8M verdict
Learn how a Texas homeowner's claim for hailstorm damage turned into a jury finding of fraud and malice.

POSTED FEBRUARY 13, 2017 11:17 AM
Keep on keepin’ on: Inland marine market update
If there is one thing that first needs to be understood about the Inland Marine marketplace, it is this: Capacity is not an issue.

POSTED FEBRUARY 13, 2017 9:00 AM
Not all data breaches are created equal
Just because a company's database has been breached doesn't mean everyone has suffered compensable damages

POSTED FEBRUARY 13, 2017 8:00 AM
6 risks small business owners face when they grow
Most small businesses expect to grow in 2017. With that growth, however, comes risks.

POSTED FEBRUARY 13, 2017 12:01 AM
Students and concussion risks
Insurance agents and brokers can play a significant role in helping their clients make sports safer and reduce claims.

POSTED FEBRUARY 10, 2017 6:00 AM
Snow, landslides & avalanches
Rain is a relatively straightforward weather event, varying in amount and force. Snow, however, has different aspects when it accumulates in various mountain areas with wind and other factors affecting how it lies.

POSTED FEBRUARY 10, 2017 5:30 AM

NOTICE: The links and articles found on or within this news center are simply for informational purposes that we believe may be of benefit to our clients and/or website visitors. By providing these links on our website, we are not recommending or endorsing the use of the particular products or services these third parties offer. Nor does Coggins Insurance Agency confirm, corroborate or agree to the statistics or opinions on these links and articles. We urge you to review each website’s Privacy Policy, Disclaimers, and develop an independent opinion of the service or product for any link pursued.