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Preparing Your Home for Unusual and Severe Weather

Heavy rains and record snowfall have brought nearly the entire state of California out of its years-long drought.1 While rainwater filled up reservoirs, it also devastated roadways, flooded communities and forced evacuations. Flooding from overflowing Coyote Creek in San Jose … Continue reading

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POSTED MARCH 28, 2017 2:19 PM
In-car Technology to Look for in 2017

Modern vehicle technology is evolving at an accelerated pace, making strides to give drivers and passengers an increasingly more comfortable, luxurious, safe and convenient in-car experience. Mercury Insurance examines some of the newest features car buyers can look forward to … Continue reading

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POSTED MARCH 21, 2017 5:00 AM
Five Money-Saving Car Maintenance Tips to Suit Your Budget

Every daily commuter or weekend warrior knows that keeping your vehicle in good running condition is an important part of ownership – after all, significant repairs can cost a pretty penny. Depending on the make and model of your vehicle, … Continue reading

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POSTED MARCH 14, 2017 7:34 PM
Smart Homes: How Automation is Making Life Better

Imagine a fully automated home, complete with virtual assistants to do your shopping for you, showers that regulate water usage, appliances that order their own replacement parts and a thermostat that regulates the temperature without manual adjustment. It may sound … Continue reading

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POSTED MARCH 07, 2017 5:00 AM
Consumer Electronics Show 2017: Top Five Home Gadgets

Each January, the Consumer Technology Association hosts the Consumer Electronics Show (CES), a world-renowned showcase of new technology held in Las Vegas. Techies from around the globe flock to Sin City to get a glimpse at the latest gadgets making … Continue reading

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POSTED FEBRUARY 28, 2017 5:00 AM
Prepare Your Kids for a Natural Disaster

A natural disaster can be traumatizing for adults, but it can be even more devastating for young children. As parents, it’s our responsibility to lead by example, especially during stressful times, and preparation is the best way to handle these … Continue reading

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POSTED FEBRUARY 21, 2017 1:55 PM
Six Simple Steps for Healthier Living

Many people wish they lived a healthier lifestyle. Whether it’s losing weight, eating more nutritious food, being more active or reducing stress there’s one common obstacle that seems to derail our best intentions: life’s hectic pace. Fortunately, there are some … Continue reading

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POSTED FEBRUARY 14, 2017 4:20 PM
Best Apps to Improve Your Lifestyle in 2017

Smartphones have brought the internet to the pockets of close to 70 percent of Americans, according to a study conducted by the Pew Research Center, and the majority of these smartphone owners download and use apps. These mobile apps take … Continue reading

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POSTED FEBRUARY 07, 2017 5:00 AM
​Top 10 Most Affordable 2017 Vehicles to Insure

Top 10 Most Affordable 2017 Vehicles to Insure IIHS Top Safety Pick-rated Honda Fit takes top honors; Small fuel-efficient vehicles fill Mercury Insurance’s most recent Top-10 list Consumers who are in the market for a new vehicle in 2017 should … Continue reading

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POSTED JANUARY 31, 2017 2:00 PM
Mercury Insurance Employees Team Up with Habitat for Humanity to Build Homes for Veteran Community

Mercury Insurance partnered with Habitat for Humanity to help build homes for veterans in Santa Clarita. Twenty-one employees volunteered their time on Saturday, January 14 to take down old fencing and erect new fencing in a neighborhood that, when complete, … Continue reading

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POSTED JANUARY 25, 2017 5:00 AM

From the Tower | By Tower Hill Insurance

Tower Hill Flood Program Rate Savings
A leading provider of residential property insurance in Florida, Tower Hill Insurance now offers stand-alone flood policies with coverage up to $5 million. Standard coverage through the National Flood Insurance Program (NFIP) is only available up to $250,000 for most homes. Tower Hill provides Florida homeowners significant advantages over the standard NFIP policies, through our […]

POSTED MARCH 22, 2017 1:12 PM
Built by Association
The differences between Homeowners Associations, Townhome Associations, and Condo Associations

POSTED FEBRUARY 27, 2017 3:30 PM
Introduction to the Commercial Lines Agency Portal
Rebecca Neville, Commercial Lines Marketing Specialist walks you through how to navigate the commercial lines agency portal.

POSTED FEBRUARY 09, 2017 3:57 PM
The Commercial Underwriting Menu
Crafting commercial policies for your clients can feel a lot like ordering a la carte at a restaurant....

POSTED NOVEMBER 03, 2016 1:00 PM
How to Quote in RPM


POSTED SEPTEMBER 20, 2016 2:42 PM
Introducing the Tower Hill Private Flood Program
Tower Hill’s new private flood program offers Florida homeowners significant advantages over standard NFIP policies.

POSTED AUGUST 19, 2016 7:00 PM
Part 1: Commercial Lines Online Quote & Bind
Benjamin Rosenek demonstrates a Quick Quote and Bind in the Commercial Agency Portal.

POSTED AUGUST 10, 2016 7:00 PM
Part 2: Commercial Lines Detailed Quote & Bind Steps
Benjamin Rosenek reviews in detail the Commercial Online Quote & Bind Process.

POSTED AUGUST 10, 2016 6:30 PM
Part 3: Commercial Lines Quote & Bind Specific Scenarios and Additional Features
Benjamin Rosenek reviews specific BOP and Monoline Property policy scenarios, and additional features in the Commercial Online Quote & Bind Portal.

POSTED AUGUST 10, 2016 6:00 PM
Expansions, Enhancements, and Ease — Oh My!
Competitive pricing in Tower Hill Prime Commercial Lines....

POSTED AUGUST 09, 2016 1:27 PM

News – Insurance Journal

Allstate Ranks Collin, Smith as Texas’ Stormiest Counties
Storms in Texas affected more Allstate insured homes in Collin County than any other part of the state over the past five years, while Smith County saw the highest frequency of lightning, the company says. Allstate Insurance tallied the top 25 Texas counties affected by severe …

POSTED MARCH 28, 2017 4:40 PM
1,700 Pounds of Catfish Recalled From Mississippi Processing Facility
A Mississippi catfish processor is recalling 1,700 pounds of fish after the U.S. Department of Agriculture found that it contained chemicals banned in fish farming. The Food Safety and Inspection Service said Friday that a Thursday inspection found the fish …

POSTED MARCH 28, 2017 4:34 PM
Liberty Mutual Launches New Builder’s Risk Product
Liberty Mutual has launched Premier Protector – Builder’s Risk for large contractors and property owners – and the brokers who serve them – that is designed to help eliminate uncertainties and inconsistencies in coverage. According to Daniel Feige, division underwriting …

POSTED MARCH 28, 2017 4:29 PM
Jury: Cleveland Indians not Responsible for Fan’s Injuries from Foul Ball
An Ohio jury says the Cleveland Indians aren’t responsible for injuries to a New York man hit by a foul ball and blinded in one eye at a baseball game in July 2012. Cleveland.com reports the decision a Cleveland-area county …

POSTED MARCH 28, 2017 4:18 PM
Alliant Adds Arguelles to Employee Benefits Group in New Orleans
Sajeo Arguelles has joined Alliant Insurance Services’s employee benefits group as vice president in its New Orleans office. Arguelles will work with clients throughout the Southeast to design and deliver benefits solutions that reduce cost, increase coverage, and maximize value. …

POSTED MARCH 28, 2017 4:12 PM
Slapnicka Joins Holmes Murphy Team in Cedar Rapids, Iowa
West Des Moines, Iowa-based independent insurance brokerage Holmes Murphy has added Justin Slapnicka in its Cedar Rapids location. Slapnicka has a background in the construction and safety industry. In his new role as loss control consultant, Slapnicka will be responsible …

POSTED MARCH 28, 2017 4:06 PM
Risk Strategies Co. Acquires Dallas-Based Terrell Insurance Services
Boston-based Risk Strategies Co. has acquired Terrell Insurance Services, an independent insurance agency headquartered in Dallas. Terms of the deal were not disclosed. Founded in 2012 by President and Principal Charles T. Terrell Jr., Terrell Insurance offers tailored insurance and …

POSTED MARCH 28, 2017 4:01 PM
Pipeline Owner: North Dakota Crude Spill Larger than First Estimated
A crude oil spill in western North Dakota in December is now believed to be about three times bigger than originally estimated, pipeline owner True Companies said, making it the largest crude leak to affect water in the state in …

POSTED MARCH 28, 2017 3:52 PM
Colorado State Patrol Crack Down to Increase Driver Safety in Rural Areas
The Colorado State Patrol is cracking down on drivers in the state’s rural areas who are caught behind the wheel without a seat belt. The Denver Post reported the increased enforcement in rural Colorado started Monday and ends Saturday. Colorado Department …

POSTED MARCH 28, 2017 2:57 PM
MassMutual Completes Broker-Dealer Integration
Massachusetts Mutual Life Insurance Company (MassMutual) has completed the integration of its existing broker-dealer, MML Investors Services LLC, and MSI Financial Services Inc., the broker-dealer acquired as part of MassMutual’s July 2016 acquisition of the MetLife Premier Client Group. FINRA …

POSTED MARCH 28, 2017 1:11 PM
Trump Moves to Undo Federal Climate Change Policies
President Donald Trump is moving aggressively to undo policies designed to keep the carbon-cutting promises the U.S. made alongside nearly 200 other countries in Paris, while stopping short of a decision to formally withdraw from that landmark climate accord. Trump …

POSTED MARCH 28, 2017 12:32 PM
Insured Cat Losses in 2016 Rose 42% at Highest Level Since 2012: Swiss Re
Insured losses from disasters rose 42 percent to $54 billion last year, according to Swiss Re. That’s the highest since 2012 and the equivalent of 0.07 percent of global gross domestic product. Floods in Europe, the U.S. and China, earthquakes …

POSTED MARCH 28, 2017 12:11 PM
How Agents Can Deploy Soft Benefits to Win the Talent War
Insurance agencies that stress “soft” benefits have the upper hand in recruiting workers in today’s competitive job market. Employees are increasingly seeking out “soft” benefits in addition to traditional “hard” benefits from their employers. While employees still greatly value salaries, …

POSTED MARCH 28, 2017 12:00 PM
UK’s Aviva Eyes Sale of Friends Provident Int’l Unit for $500M-$700M: Source
Aviva Plc is exploring a sale of its Friends Provident International unit, which offers life assurance and investment products, in a deal that could raise between $500 million and $700 million, a source with direct knowledge of the matter said. …

POSTED MARCH 28, 2017 11:42 AM
Massachusetts-Headquartered Rogers & Gray Insurance Hires Rossi
Rogers & Gray Insurance, a Kingston, Mass.-headquartered independent insurance agency, has hired Joe Rossi as a flood specialist. Rossi formed the non-profit Marshfield Citizens Coastal Coalition (MCCC) in February of 2012, seeking stronger citizen representation of coastal issues. The MCCC …

POSTED MARCH 28, 2017 10:57 AM
Citigroup to Seek Bancassurance Distribution Partners in APAC Region: Source
Citigroup Inc. will seek bids from global insurers keen to sell general insurance products across the U.S. bank’s Asia-Pacific markets, in a deal that could be worth at least $500 million, a source with knowledge of the matter told Reuters. Citi’s move …

POSTED MARCH 28, 2017 10:47 AM
Student Sues New York’s Columbia University, Alleging Indifference to 2 Rapes
A woman who enrolled in Columbia University partly because she wanted to be part of the emotional debate there over on-campus sexual assaults sued the school Tuesday, saying she was raped twice in her dorm room during her freshman year. …

POSTED MARCH 28, 2017 10:16 AM
Fitbit vs. Jawbone Trade Secret Theft Trial in California Moving Forward
Fitbit Inc. is headed toward a trial over claims it stole rival Jawbone Inc.’s trade secrets, after failing to persuade a judge to throw the case out. A California state judge on Friday rejected Fitbit’s argument that the lawsuit is …

POSTED MARCH 28, 2017 9:00 AM
Gross Settles with Allianz’ PIMCO for $81M, Ending Bitter Legal Dispute
For Bill Gross, the long goodbye is finally over. More than two years after the legendary bond manager was ousted from Pacific Investment Management Co. — the firm he co-founded and built into a $2 trillion asset manager — he …

POSTED MARCH 28, 2017 8:39 AM
Lloyd’s Shortlists Brussels or Luxembourg as EU HQ: Sources
Lloyd’s of London, the world’s largest specialty insurance market, will this week pick Brussels or Luxembourg for its planned European Union subsidiary, after Dublin had been an early favorite, sources say. Lloyd’s has been one of London’s most vocal financial services firms …

POSTED MARCH 28, 2017 7:18 AM
Cat 4 Cyclone Debbie Pounds Australia; Insurance Council Declares Catastrophe
A powerful cyclone tore into Australia’s northeastern coast on Tuesday, forcing thousands of people to flee, shuttering coal to gold mines and prompting insurers to declare a catastrophe. Cyclone Debbie made landfall near Airlie Beach, a tourist resort and gateway …

POSTED MARCH 28, 2017 7:00 AM
Crackdown on Spring Breakers Leads to Fewer Arrests Along Alabama Coast
Police in Alabama’s two largest beach towns say they’re arrested more than 450 spring breakers so far this year, and that’s a big improvement from last year. Police in both Orange Beach and Gulf Shores are implementing get-tough policies this …

POSTED MARCH 28, 2017 5:30 AM
Florida Conditions Ripe For More Wildfires
The smell of smoke is in downtown Orlando. On Sunday, a brush fire caused a part of State Road 528 to be shut down between Orlando and the Space Coast. A fire burned last week near the north-central Florida town …

POSTED MARCH 28, 2017 5:23 AM
How Parents’ Perceptions Can Influence Teens Drivers’ Licensure
Preparing teens for safe independent driving could save lives, though historically there has been very little research to guide parents of teens with learner permits. A new study from University of Alabama at Birmingham developmental psychologist Jessica Mirman, Ph.D., offers insight into …

POSTED MARCH 28, 2017 5:00 AM
Obamacare Explosion More Like a Slow Burn for Now
U.S. President Donald Trump said on Friday that Obamacare was “exploding” after Republican lawmakers shelved legislation that would have dismantled the healthcare law. That’s not going to happen this month. Probably not even this year. The more than 12 million …

POSTED MARCH 28, 2017 5:00 AM
Supreme Court Weighs Where Patents Lawsuits Can Be Filed
The U.S. Supreme Court on Monday struggled over whether to upend nearly 30 years of law governing patent lawsuits that critics say allows often-baseless litigants to sue in friendly courts, giving them the upper hand over high-technology companies such as Apple …

POSTED MARCH 28, 2017 5:00 AM
AFL-CIO Chief Vows to Sue If Trump Weakens Overtime Rule
The AFL-CIO will sue if the Department of Labor tries to water down a boost in overtime eligibility put in place by the Obama administration, the chief of the labor federation said in an interview. “Anything that dilutes it is …

POSTED MARCH 28, 2017 5:00 AM
1347 Property Insurance Holdings to Expand Into Florida Homeowners Market
Specialty property and casualty insurance holding company 1347 Property Insurance Holdings, Inc., (PIH), which currently offers insurance to individual and commercial customers in Louisiana and Texas through its wholly-owned subsidiary, Maison Insurance Co., has announced plans to write business in …

POSTED MARCH 28, 2017 4:07 AM
Verhoef Named Director of Employee Benefit Sales at Western Growers
Western Growers Insurance Services Inc. has promoted Jason Verhoef to director of employee benefit sales. Verhoef will lead sales efforts to provide affordable healthcare insurance options for agribusinesses throughout California, Arizona and Colorado, as well as support the employee benefit …

POSTED MARCH 27, 2017 8:07 PM
Gorst & Compass Names Gaines Personal Lines Underwriter in California
Gorst & Compass Insurance has promoted Brenna Gaines to personal lines underwriter in its San Diego, Calif. office. Gaines has been with Gorst & Compass for three years and has been in the industry for 12 years. Her previous title …

POSTED MARCH 27, 2017 7:21 PM

Claims

Offering private flood insurance in California: Golden Bear’s experience
The federal flood insurance program is scheduled to expire on Sept. 30, 2017. Here is one company's plan to offer private flood insurance as an alternative.

POSTED MARCH 28, 2017 6:30 AM
Keys to improving jewelry claim outcomes
December, April and September are the busiest months for jewelry claims.

POSTED MARCH 28, 2017 6:00 AM
Thousands evacuated as Cyclone Debbie barrels toward Australian coast
The worst cyclone in six years is set to smash into the coast of Queensland on Tuesday morning, forcing thousands of Australians to evacuate or seek emergency shelter.

POSTED MARCH 27, 2017 12:03 PM
The millennial claims writer: Training a new generation
Grammar, punctuation and word choice still matter in claims.

POSTED MARCH 27, 2017 7:00 AM
Fraud is not a cost of doing business — and emerging tech is here to prove it
Today, predictive analytics and link analysis are the leading solutions for fraud detection.

POSTED MARCH 27, 2017 5:30 AM
Uber to suspend autonomous tests after Arizona accident
Uber is suspending its self-driving car program after one of its autonomous vehicles was involved in a high-impact crash in Tempe, Arizona. Another car failed to yield for the Uber car.

POSTED MARCH 26, 2017 5:05 PM
When it comes to auto policies, where vehicle is garaged matters more than you might think
A federal district court in Maine has ruled that an insurance company could rescind auto policies it issued to an insured who represented that he lived in Maine, when he actually lived and garaged his vehicles in Massachusetts.

POSTED MARCH 24, 2017 6:30 AM
Hail, water and wind are top auto perils between March and May
Farmers Insurance has dug deep into historical auto claims data to determine the most common hazards drivers face during the spring season.

POSTED MARCH 24, 2017 6:00 AM
Another tornado record's in sight for U.S. as thunderstorms boom
Another wave of tornado-spawning thunderstorms is set to rip across the Great Plains and South this week, putting the U.S. within reach of a record year for life-threatening twisters.

POSTED MARCH 23, 2017 5:10 PM
Determining the fate of soft-surface items
Determining the fate of soft contents after a catastrophe involves more than an educated guess.

POSTED MARCH 23, 2017 6:00 AM
Homeowners' exclusion precluded 'collapse' coverage where home 'remained upright,' Illinois court holds
Insureds filed a lawsuit against Travelers to recover losses after their home’s foundation was compromised during a remodel.

POSTED MARCH 23, 2017 6:00 AM
When does a commercial policy provide insurance coverage for extra expenses?
If your office building is damaged in a fire, or your property is damaged in a severe storm, you may have expenses you didn't plan on. Are you covered?

POSTED MARCH 22, 2017 6:00 AM
Why insurance agency M&A deals fail
There are many factors that go into mergers and acquisitions, beyond the basic issue of price. Here are some of them.

POSTED MARCH 22, 2017 5:30 AM
10 extreme weather events of 2016
Flooding contributed to much of the country’s disasters.

POSTED MARCH 22, 2017 12:01 AM
More extreme weather coming after record 2016 heat, WMO says
Rising ocean temperatures that are melting polar ice sheets, killing marine life and flooding coastal communities may have increased more than previously reported last year.

POSTED MARCH 21, 2017 12:02 PM
NY regulators to property insurers: Develop disaster preparedness courses for consumers
NY State's insurance regulators want carriers to develop courses for consumers on how to protect their property in case of a natural disaster.

POSTED MARCH 21, 2017 12:00 PM
Taking your claims litigation program from good to great – Part 3
How to effectively use rich and reliable data by strategically segmenting it.

POSTED MARCH 21, 2017 6:30 AM
Climate change and the P&C insurance industry
Insurers should be concerned with any aspect of climate change that could adversely impact insurer assets, including claims, investment losses or regulatory fines.

POSTED MARCH 21, 2017 6:15 AM
The role of indemnity in claims
Being ethical requires adhering to the principle of indemnification.

POSTED MARCH 21, 2017 6:00 AM

Risk Management

U.S. drone registrations reach 770,000 with no end in sight, says FAA administrator
As the number of registrations for drones continues to climb rapidly, industry and government have to work together to ensure safety and security.

POSTED MARCH 28, 2017 2:10 PM
Offering private flood insurance in California: Golden Bear’s experience
The federal flood insurance program is scheduled to expire on Sept. 30, 2017. Here is one company's plan to offer private flood insurance as an alternative.

POSTED MARCH 28, 2017 6:30 AM
Keys to improving jewelry claim outcomes
December, April and September are the busiest months for jewelry claims.

POSTED MARCH 28, 2017 6:00 AM
Thousands evacuated as Cyclone Debbie barrels toward Australian coast
The worst cyclone in six years is set to smash into the coast of Queensland on Tuesday morning, forcing thousands of Australians to evacuate or seek emergency shelter.

POSTED MARCH 27, 2017 12:03 PM
Is the insurance industry ready for self-driving boats?
Self-driving cars have become a reality, even though their use isn't widespread — yet. Can self-driving boats be far behind?

POSTED MARCH 27, 2017 6:15 AM
Fraud is not a cost of doing business — and emerging tech is here to prove it
Today, predictive analytics and link analysis are the leading solutions for fraud detection.

POSTED MARCH 27, 2017 5:30 AM
Data obstacles hamper cyber insurance growth
Insurers may need to change their traditional underwriting approach to meet bullish forecasts for cyber coverage sales.

POSTED MARCH 24, 2017 6:00 AM
Hail, water and wind are top auto perils between March and May
Farmers Insurance has dug deep into historical auto claims data to determine the most common hazards drivers face during the spring season.

POSTED MARCH 24, 2017 6:00 AM
3 wise cybersecurity solutions for 2017
Human error is the leading cause of cybercrimes. Businesses may be missing out by not training their own employees in cybersecurity.

POSTED MARCH 24, 2017 12:01 AM
Another tornado record's in sight for U.S. as thunderstorms boom
Another wave of tornado-spawning thunderstorms is set to rip across the Great Plains and South this week, putting the U.S. within reach of a record year for life-threatening twisters.

POSTED MARCH 23, 2017 5:10 PM
Lloyd's underwrites insurance for Amazon sellers worried about being suspended
Insurance carriers are increasingly offering niche policies that protect customers against unusual risks.

POSTED MARCH 23, 2017 1:00 PM
Why insurance agency M&A deals fail
There are many factors that go into mergers and acquisitions, beyond the basic issue of price. Here are some of them.

POSTED MARCH 22, 2017 5:30 AM
10 extreme weather events of 2016
Flooding contributed to much of the country’s disasters.

POSTED MARCH 22, 2017 12:01 AM
More extreme weather coming after record 2016 heat, WMO says
Rising ocean temperatures that are melting polar ice sheets, killing marine life and flooding coastal communities may have increased more than previously reported last year.

POSTED MARCH 21, 2017 12:02 PM
NY regulators to property insurers: Develop disaster preparedness courses for consumers
NY State's insurance regulators want carriers to develop courses for consumers on how to protect their property in case of a natural disaster.

POSTED MARCH 21, 2017 12:00 PM
Climate change and the P&C insurance industry
Insurers should be concerned with any aspect of climate change that could adversely impact insurer assets, including claims, investment losses or regulatory fines.

POSTED MARCH 21, 2017 6:15 AM
6 ways employers can lower auto expenses
The overall cost of car repair is rising, but there are steps employers can take to lower costs and keep their drivers safe.

POSTED MARCH 21, 2017 12:01 AM
What would AIG’s next CEO need to step into the position?
The new leader will need to restore credibility to a company that missed profit targets and has been draining talent for a decade.

POSTED MARCH 20, 2017 12:27 PM
2017 NU/PIA Independent Agent Survey respondents at a glance [Infographic]
Breaking down the respondents to the NU/PIA Independent Agent Survey by the numbers.

POSTED MARCH 20, 2017 5:30 AM

NOTICE: The links and articles found on or within this news center are simply for informational purposes that we believe may be of benefit to our clients and/or website visitors. By providing these links on our website, we are not recommending or endorsing the use of the particular products or services these third parties offer. Nor does Coggins Insurance Agency confirm, corroborate or agree to the statistics or opinions on these links and articles. We urge you to review each website’s Privacy Policy, Disclaimers, and develop an independent opinion of the service or product for any link pursued.