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Coggins Insurance Agency Blog: 6_2013

View the latest blog posts from Coggins Insurance Agency.

Florida’s state-backed property insurer requested a statewide average 6.6 percent increase in homeowners’ rates along with a cap on sinkhole rate increases in three high-risk counties at between 20 percent and 50 percent. Citizens Property Insurance Corp. officials signed-off on its annual rate filing. READ MORE >>

If you have a smart phone, consider these phone apps that may come in handy before, during, and after the storm. 27 June 2013 Forecasters are predicting an active storm season for 2013 – are you ready? READ MORE >>

Be sure to include your pet(s) in your family's disaster plan. Often local shelters will not accept animals, so be sure to make plans ahead of time for your four-legged family members if there's a chance you may need to evacuate. 27 June 2013 READ MORE >>

A great way to stay out of the kitchen in the summer is to grill outdoors. The number one rule for grilling is not the secret family recipe for BBQ sauce or those hard to find briquettes – it's S-A-F-E-T-Y! 27 June 2013 READ MORE >>

Some of the most damaging effects of hurricanes involve storm surge and flooding. Surges and flooding affect not only the coastline, but can also cause considerable devastation inland. 27 June 2013 The general rule is if your home sustains water damage from the top down, it is covered by your homeowners insurance. READ MORE >>

The coverages on your homeowners insurance policy may seem like alphabet soup: A, B, C, D, E.... What are the coverages, and why are they important? Here's a quick summary. 27 June 2013 Coverage A: Anything involving the physical structure of your home, generally termed "dwelling." READ MORE >>

https://www.thig.com/learning-center/insurance-basics/video-ordinance-or-law-coverage READ MORE >>

The Florida Insurance Guaranty Association (FIGA) is a non-profit organization created to help protect policyholders in the event their insurance company becomes insolvent and is liquidated. 26 March 2013 READ MORE >>

Florida recently joined a growing list of states that allow electronic proof of insurance via smartphones for motorists at traffic stops. Among Southeastern states, Mississippi, Alabama, Georgia, Tennessee and Kentucky now also allow electronic proof of insurance. Image credit: Property Casualty Insurers Association of America READ MORE >>

Our office experienced an internet and phone outage yesterday afternoon and most of this morning.  This problem has now been resolved!  Thank you for your patience. READ MORE >>

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